Loan Calculator

Comprehensive financial planning tool supporting multiple loan types with advanced features including amortization schedules, comparisons, and detailed financial insights.

Comprehensive Financial Planning

Multiple Loan Types

Support for all major loan categories with specialized calculations:

  • Auto loans with trade-in value and fees
  • Mortgage loans with PMI and property taxes
  • Personal loans with various terms
  • Student loans with grace periods
  • Home equity loans and lines of credit
  • Business loans and commercial financing

Advanced Calculations

Professional-grade financial analysis tools:

  • Amortization schedule generation
  • Total interest calculations
  • Principal vs interest breakdown
  • Extra payment scenarios
  • Refinancing analysis
  • Different compounding frequencies

Mortgage Specialization

Comprehensive mortgage calculation features:

  • PMI calculations and removal scenarios
  • Property taxes and insurance estimates
  • HOA fees inclusion
  • Mortgage affordability calculator
  • ARM vs fixed-rate comparisons
  • Points calculator (should you buy points)

Interactive Features

Enhanced user experience with real-time updates:

  • Interactive sliders for loan parameters
  • Real-time calculation updates
  • Visual charts and graphs
  • Comparison tools for multiple scenarios
  • Payment breakdown visualizations
  • Progress indicators for loan payoff

Data Management

Save, organize, and export your financial calculations:

  • Unlimited saved calculations
  • Calculation history and organization
  • Export to PDF and CSV formats
  • Cloud synchronization across devices
  • Favorite calculations for quick access
  • Calculation categories and tags

Educational Content

Learn while you calculate with integrated financial education:

  • Loan terminology glossary
  • Financial literacy content
  • First-time homebuyer guides
  • Mortgage shopping tips
  • Contextual help and explanations
  • Market trends and insights

Advanced Financial Tools

Refinancing Calculator

Determine if refinancing makes financial sense with comprehensive analysis including closing costs, break-even points, and long-term savings calculations.

Extra Payment Analysis

Explore the impact of extra payments on your loans with detailed scenarios showing time and interest savings for different payment strategies.

Rent vs Buy Calculator

Make informed housing decisions with comprehensive rent vs buy analysis including opportunity costs, tax implications, and market appreciation.

Affordability Calculator

Determine how much you can afford to borrow based on income, expenses, debt-to-income ratios, and other financial factors.

Technical Excellence

Flutter Framework

Cross-platform development ensuring consistent experience across iOS and Android devices

Real-time Calculations

Optimized calculation engine providing instant results as you adjust parameters

Data Visualization

Interactive charts and graphs using FL Chart library for comprehensive data analysis

Local Storage

SQLite database for fast, reliable storage of calculations and user preferences

Export Capabilities

Professional PDF generation and CSV export for detailed financial documentation

Cloud Sync

Optional cloud synchronization for accessing calculations across multiple devices

Professional Financial Planning

Our Loan Calculator provides the comprehensive tools needed for serious financial planning. Whether you're a first-time homebuyer, considering an auto loan, or planning for education expenses, our app delivers professional-grade calculations with the simplicity of mobile convenience.

6+

Loan Types

Advanced

Calculations

Real-time

Results

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